first_imgFine & Country has opened a new office in Shrewsbury joining the luxury homes network of estate agents in over 300 locations worldwide and representing the brand’s expansion in the West Midlands.The new office is led by Emma Romaine-Jones who will be partnered with David Miller and David Evans of Miller Evans, well established and respected agents with 26 years of experience.David Miller, Managing Partner, says, “Shropshire is one of England’s most rural counties and is surrounded by some stunning countryside.“We have an eclectic mix of historic town houses, beautiful country cottages and exclusive new developments.“Properties range from grand manor houses to exquisite barn conversions.”“The opening of Fine & Country Shrewsbury will allow us to serve the top end of the market through our exclusive property range, providing unrivalled London based lifestyle marketing, wideranging exposure and bespoke presentation of our properties to regional, national and international markets.”Fine & Country expansion Fine & Country Shrewsbury West Midlands November 30, 2016The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Agencies & People » FINE & COUNTRY SHREWSBURY OPENS previous nextAgencies & PeopleFINE & COUNTRY SHREWSBURY OPENSThe Negotiator30th November 20160990 Viewslast_img read more


first_img84, passed away on May 21, 2018. He was born in Bayonne to the late Elizabeth (nee: Leahy) and Charles Ryan. He was the sexton at St. Andrew the Apostle Church and a member of the Holy Name Society. James is survived by his siblings, John (retired Bayonne Fire Department) and Elizabeth Tranberg; his niece and nephew, Anne Marie and Martin Juenge; and several other nieces and nephews. He was predeceased by his siblings, Robert and Michael Ryan, Margaret Levandowksi, Catherine Rosario, Anne Juenge and Marie Lombardi. In lieu of flowers, donations may be made to the Franciscan Friars of Atonement, 40 Franciscan Way, Garrison, NY 10524. Condolences may be received at Funeral arrangements by BAYONNE MEMORIAL HOME, 854 Avenue C.last_img read more

Head-hunting made happy

first_imgDespite stories of an increasing number of businesses recognising the value of grey hair – aka ’wisdom’ – the mean age in this country’s boardrooms is constantly falling. At this rate, the Justin Kings [CEO, Sainsbury’s] of this world will soon be the norm rather than the exception.Another trend noticed by Oxford-based legal firm Darbys’ ’Employment in Food’ team is an increasing number of senior executives in the bakery sector joining company boards from outside the industry. Consequently, Darbys is receiving more calls from chairmen and non- executive directors seeking guidance on how to introduce new talent into their business with minimum disruption.As the promise of a seat at the board table in return for loyal service has been largely confined to history, there has been a corresponding increase in the need for professional recruitment.The norm is for boards to dele-gate recruitment to head-hunters. While effective delegation maybe the hardest managerial skill to master, instructing personnel should remain cognisant of their own, as well as their head-hunter’s, legal obligations.Tip No. 1:Have a transparent and objective recruitment policy. Identify objective selection criteria and ensure that head-hunters/any agencies used understand them.Tip No. 2:Having agreed with head-hunters the criteria to be applied, create a matrix with scores/weighting to be applied by interviewers.Remember, too, that a head-hunter is an agent of the instructing company. So you may need to consider both the issue of liability for representations made by the head-hunter and their likely standard terms and conditions, which normally require an indemnity from the instructing employer. Ever-more stringent discrimination laws may mean that the employer has a greater exposure legally, but personnel who are thinking of swapping senior executive roles will still tend to look more favourably on perspective employers with best-practice recruitment procedures in operation.If a head-hunter is used for a senior level appointment, the commission is likely to be large. So, commensurately, a head-hunter is unlikely to want to lose such commission. It is worth reviewing their standard terms and conditions and you should seek to negotiate amendments to them – in particular, the removal of any indemnity such as that referred to above.Tip No. 3:Get terms of engagement nego- tiated so that, for example, if an appointed executive s not prove to be up to the work, you are not also saddled with a heavy commission payment. An agent’s fees should be made contingent upon the performance of the personnel whom it essentially has introduced.When the age regulations became law in April 2006, fears of age discrimination claims were spread by many law firms. Yet to date, such fears have largely been without foundation.The reality is, of course, that significant experience is required before individuals are able to carry out the functions necessary to run the complex operation that is a bakery-related business.Tip No. 4:In job adverts, make reference to skills/experience rather than number of years’ service required. Notice periods tend to increase in direct correlation with the seniority of the personnel concerned. Although a long notice period may be a wise provision to have within a service agreement, if the market intelligence held by the executive concerned may quickly pass its sell-by-date. In many sectors, notice periods could be reduced. The cost of replacing the old guard is often unnecessarily high, because long notice payments need to be made to avoid a claim for wrongful dismissal.Tip No. 5:Review and, if appropriate, negotiate proportionate notice periods. Although age discrimination may be the hot topic in the media’s eyes, the starting point for any member of the “old guard” who wishes to bring an employment claim will be to consider making a claim for wrongful dismissal (for his/her notice period) and for unfair dismissal (that one of the five fair reasons for his/her termination has not been sustained).An employer will find it much easier to successfully refute a claim of unfair dismissal if it has applied the company’s disciplinary sanctions ahead of reaching such a decision. Do not be afraid of us ing the dis ciplinary sanctions, in which so much money has been invested – both in their drafting and in the training necessary to ensure that they are effected correctly.Employees are less likely to refute allegations of inadequate performance and the like if they have been put through internal proceedings already.Once an employer has addressed its potential legal exposure to a claim from a departing member of staff, it should think about how best an exit may be presented to such person(s).An increasingly common and valuable way of doing so is to use outplacement counselling. Often, the cost of doing so does not significantly add to any termination payment, but the dignity of the departing person(s) is likely to be maintained if that individual feels that he is being supported by his soon-to-be former employer in moving on to pastures new. Consequently, the likelihood of an employment tribunal claim following his/ her departure will be commensurately less. Information on outplacement support can be found at [].last_img read more

Press release: PM meeting with Prime Minister KP Oli of Nepal

first_img The Prime Minister welcomed Nepalese Prime Minister KP Oli to Downing Street today. The two leaders began by welcoming the strength of relations between our countries and noting that formal ties have endured for more than 200 years. The Prime Minister stressed the important role of the Gurkhas, who continue to serve in the British Armed Forces with honour and distinction. Prime Minister Oli thanked the Prime Minister for the Department for International Development’s continued support for Nepal, particularly in the education and health sectors. He also expressed his gratitude for the UK’s assistance following the earthquake in 2015. Discussing opportunities to enhance our economic cooperation, the leaders agreed on the need to formalise double taxation arrangements and looked forward to an increase in UK investment and tourism during Visit Nepal Year in 2020. Finally, the leaders discussed their commitment to human rights and the important work of the UN Human Rights Council. Prime Minister May outlined her determination to eradicate modern slavery by 2030 and Prime Minister Oli reaffirmed his ambition to ratify the Palermo Protocols to prevent human trafficking. A Downing Street spokesperson said:last_img read more

Getting down to cases

first_imgHarvard is a place of high academic realms, where scholars tackle complex issues that would confound many observers.For instance, Emil Aamar is a fellow at Harvard Medical School who studies molecular genetics in zebrafish. Diane Truong, a graduate student in chemistry, investigates evolution on a molecular scale. Yiqiao Tang, finishing a third year of doctoral work in physics, works in a lab that takes images of single molecules, and traps nanoscale objects in solution.But hold those deep thoughts.Aamar, Truong, and Tang — all strangers to one another two weeks ago — recently took a break from their brainy disciplines. From July 20 to 30, they were among 58 Harvard graduate students and fellows who took part in a “case competition” co-sponsored by the Harvard Graduate Consulting Club. Their mission: Learn to think, act, and present like consultants.Consultants are the outside experts whom businesses hire — at handsome fees — to explore key problems. They are a major pillar in a world driven by dollars and cents and data. They also can be models of how to work fast, hard, and in well-tuned teams to present results on a deadline.“I’m a freshman at this,” said Tang, a member of Harvard Team 1 with Aamar and Truong. Consulting is new to him, but he’s eager to explore it as a way to market his expertise someday.Filling out Harvard Team 1’s roster was Kartik Balachandran, a postdoctoral fellow at the Harvard School of Engineering and Applied Sciences. He studies tissue engineering for cardiac muscles.During the competition, teams from Harvard and the Massachusetts Institute of Technology (MIT) were given a business “case” — a problem — to solve. They had 10 days to investigate data, conduct interviews, arrive at solutions, and summarize their findings in brisk presentations.The 58 competitors from Harvard represented many disciplines, including chemistry, physics, engineering, medicine, public health, and government. Five were from the Harvard Extension School, 19 were Ph.D. students, 21 were postdoctoral fellows, and one was a Harvard instructor. Competition wrapped up with a daylong slam of team presentations in front of a dozen consultants, who threw back praise, criticism, and hard questions. In the spotlight were 12 teams from Harvard and eight from MIT.In the end, MIT teams captured the top two prizes, and Harvard Team 10 took third place. (On that team were Sabine Akabayov, Heather Bowerman, Vasileios Papapostolu, Xuefang Xie, and Tingting Zhang.)Tang was not bothered by the results. After all, his team was one of the competition’s five finalists. And, more important, all had learned something. He said that consulting skills — how to research, how to make quick decisions, how to work fast — transfer to every discipline.Then there was a lesson in the power of teamwork, said Truong — which is not always the way researchers operate. She and her teammates spent up to three hours a day preparing for a 10-minute presentation.The competition is “the perfect forum” for young experts who are curious about consulting but know little about it, said Prashant Raghavan, the co-president of the Harvard consulting club, which has 400 active members and offers a popular “mini-MBA.”“Consultants are problem solvers,” said Raghavan, a postdoctoral fellow at Harvard Medical School. His own interests are proof of the club’s non-business origins: He studies stem cell regulation in roundworms.The competing teams interacted twice with professionals. Harvard Team 1 met with McKinsey & Company consultant Chris Rezek in a sun-filled seminar room in Maxwell-Dworkin. Consultants bring speed, data, focus, and intellectual rigor to a client’s problem, said the MIT grad and Yale M.B.A. “You’re giving them transparency,” he said, and enough background to make a big decision.Shelby Clark, M.B.A. ’10, agreed on the value of consultants. Of his own company, he said, “It’s hard for us to pull back and ask the important questions sometimes.” Clark is CEO and founder of RelayRides, a Cambridge transportation startup launched this summer. The company provided the competition’s case: What is the best way for this fledgling operation to expand?RelayRides bills itself as “the world’s first person-to-person car-sharing community,” an eco-friendly, cheaper answer to Zipcar. The idea is that motorists are paid to let screened drivers use their cars, which otherwise sit idle in driveways and garages. Borrowers pay no annual fee, get low hourly rates, and are shielded by a company-supplied insurance program.The RelayRides expansion puzzle was presented on the first day of the case competition, when novice consultants from both schools gathered in Harvard’s Tsai Auditorium to meet their teammates.They got a primer in consulting, too. Among the lessons: Think as a team starting on the first day, since teamwork is the engine of fast action. Pick a group leader. Develop messages that are coherent, direct, and concise. Make presentations crisp and creative. Get research where you can, including from experts.“Consulting is a people business,” said Harvard biochemist Ethan Karp, who helped deliver the first-day primer. He’s the onetime president of the graduate consulting club and founder of the Harvard Volunteer Consulting Group. He will soon join McKinsey & Co.Rezek agreed, calling consultants “a big value” who multiply expertise. He imagined a business that just hired consultants. “They’re hiring four people,” said Rezek, “but they’re getting 16,000 people from around the world.”Said a hopeful Aamar, speaking for the young experts of the future: “We are looking for such positions.”last_img read more

Breaking ground with new degree

first_imgThis is one in a series of profiles showcasing some of Harvard’s stellar graduates.Juan Reynoso is about to step into largely uncharted territory. When he graduates this spring, he’ll be only the second person to have completed a new joint Master in Public Health (M.P.H.)/Master in Urban Planning (M.U.P.) degree program. Launched in 2016 by Harvard T.H. Chan School of Public Health and Harvard Graduate School of Design (GSD), the program allows students to pursue a transdisciplinary education in urban planning and public health and sharpen their understanding of key areas including policy, sustainability, and social determinants of health.Over the course of the program, Reynoso has bounced between studios at GSD, where he’s wrestled with urban planning challenges, and classrooms at Harvard Chan School, where he’s learned about population health and has grown especially interested in how environmental exposures, such as air pollution or tainted drinking water, affect health.“It’s so interesting because each graduate School at Harvard has its own culture, its own pedagogy, its own way of thinking,” Reynoso says. “This program has allowed me to break out of those silos. And that’s helped me to better make connections among a wide variety of disciplines so I can analyze how certain urban planning efforts have health co-benefits or how certain health interventions have environmental benefits.”Pollution in the valleyReynoso’s interest in the intersection of health and design traces back to his parents. They were born in rural Mexico and immigrated to California, living first outside of Los Angeles and later moving to the Central Valley — the inland stretch of California that’s one of the most important agricultural hubs in the world. “I was born in Tulare County, which is a pretty rural agricultural area that consistently has some of the worst air quality and water quality in the country,” he said.As a young boy, Reynoso was oblivious to the air pollution that drifted into the valley from nearby cities and the myriad pesticides that doused the surrounding farmland and would get kicked up into the atmosphere when strong winds swept through. Looking back now, he can’t help but wonder whether the environment of Tulare County was harming him. “I was very sickly as a child,” he recalled. “I missed half of my kindergarten year because I was always ill with respiratory diseases. How is a child supposed to be successful when the environmental exposures surrounding them are making them sick?”Reynoso’s family eventually picked up and moved to Escondido, a city in San Diego County. The difference in his health was “night and day,” he said. “Rather than miss half the school year, I’d miss like 10 days at most.”Reynoso was an excellent student and by high school his schedule was stacked with advanced placement classes. Around the same time, a series of wildfires tore through Southern California and came unsettlingly close to Escondido. Smoke and haze lingered in the air and Reynoso started wondering what that meant for his and his community’s health. “I was taking a class in environmental science at the time, and all these things started clicking for me,” he said.With these experiences in mind, Reynoso chose to major in human biology with a concentration in environmental health at Stanford University. After graduating, he joined The California Endowment, a statewide foundation focused on health. While there, he worked on its Building Healthy Communities initiative, exploring a wide range of issues that sat at the intersection of policy, urban planning, and health, including active transportation and community land use.Bridging disciplinesWhen Reynoso began exploring graduate schools, the joint M.P.H./M.U.P. program hit all the right notes. It blended his interests and fit his ambitions to improve community health through cross-disciplinary strategies.“Juan is an energetic problem solver. As one of the first students in the joint M.P.H./M.U.P. program, he has been active in helping to build a community of students. As a leader in the Healthy Places Student Group at the GSD, an area of growing student interest, Juan has been really active in organizing events and promoting dialogue,” said Ann Forsyth, Ruth and Frank Stanton Professor of Urban Planning and director of the Master in Urban Planning Program at the GSD.Joseph Allen, assistant professor of exposure assessment science at Harvard Chan School, said it’s heartening to see students like Juan push the field of public health forward. One of the shortcomings in Allen’s own public health training, he said, was a lack of focus on building science, design, and urban planning. “Juan is working to bridge the gap between these disciplines,” Allen said. “He really is a pioneer.”Reynoso isn’t sure what his next step will be after he graduates. But he knows that he wants to tackle some of the biggest health and environmental challenges in a way that prioritizes equity and justice. He thinks back often to his childhood in the Central Valley, and of the disparities that persist across his beloved home state. He hopes that his training at Harvard can help remedy some of these problems.“California is the richest state in the richest country in the world, and there are millions of people who don’t have access to clean drinking water or who are constantly exposed to air pollution or who are harmed by the environment in which they live in myriad other ways,” he said. “We need to work collectively in order to solve the public health challenges of today.”last_img read more

IBEW Local 300 Attends Graybar Trade Show

first_imgThe two-day event took place in Rutland and Williston Oct. 3-4 and was attended by an estimated 400 people. Graybar, a leading electrical supply shop with 250-plus locations throughout North America, organized the festivities. In addition to Local 300, over 45 vendors were on hand to exhibit their products.Local 300 representatives Jean Watkins and Matt Lash were both on site for the duration of the event to speak with attendees. On the final day, they were joined by IBEW member and journeyman electrician Amy James of Johnson, Vt. A steady stream of people stopped at the unions booth for information.”Graybar’s constituency got to see firsthand what many in the trades already know – the IBEW delivers productivity, profit and value,” said Business Manager George Clain. “Electrical contractors can benefit from partnering with this union, particularly through cost-effective access to highly-trained laborers. We were also proud to showcase the best-in-class wages and benefits our electricians receive, as well as the learning opportunities available for those interested in becoming an electrician.”Graybar Customer Appreciation Days is an annual initiative. For more information, contact Vermont Branch Manager Ken Hall at (802) 660-9900 or [email protected](link sends e-mail).Based in South Burlington, the IBEW Local 300 serves 1,200-plus laborers throughout Vermont. The organization is part of the International Brotherhood of Electrical Workers (IBEW), which is headquartered in Washington, D.C., and represents approximately 750,000 members who work in a wide variety of fields, including utilities, construction, telecommunications, broadcasting, manufacturing, railroads and government. The IBEW has members in both the United States and Canada and stands out among the American unions in the AFL-CIO because of its size and highly skilled constituency.For more information, contact Marketing and Business Development Director Matt Lash at (802) 864-5864, [email protected](link sends e-mail) or is external).last_img read more

CVEDC receives two USDA Rural Development grants

first_imgSource: CVEDC The Central Vermont Economic Development Corporation (CVEDC) was presented with two grants from the USDA Rural Development office on September 29th at a press conference held at the Shops at Millstone Hills in Websterville.“CVEDC is pleased to have written and been awarded these two grants on behalf of Central Vermont businesses. Our mission is to maintain and grow the economic vitality of our region and we believe that these two initiatives will contribute to that vitality”, said Executive Vice President, Sam Matthews.The two grants awarded to CVEDC, a non-profit regional development corporation will directly assist one Northfield business and one e-commerce business initiative with over 50 local artisans participating. Job retention, creation and expansion are at the forefront of the grant awards.Executive Vice President, Sam Matthews, and President Steve Gurin attended and accepted the grant awards from USDA Rural Development Acting Director, Rhonda Shippee, on behalf of the organization.Partnering with John Wall of Wall Goldfinger a Northfield furniture maker, a $50,000 RBOG (Rural Business Opportunity Grant) will assist the business with a feasibility and design study to develop and implement a new line of value-added wood products. CVEDC was one of four organizations in the State that received an RBOG. Nationally, $2.2 million was awarded to help 35 rural businesses, Native American tribes and economic development groups create and retain jobs.Wall Goldfinger will use 100% of this grant to design, develop, market and implement a new standardized product line of furniture, including new conference table lines that will incorporate the special custom solutions they have engineered and designed for their custom clients over the last 30 years.An RBEG (Rural Business Enterprise Grant) in the amount of $73,725.00 was awarded to CVEDC to partner with Greg Banse of 7th Pixel in Montpelier to create a Market Vermont website for artisan manufacturers. 7th Pixel is a web strategies, website design and development / consulting firm owned and operated by Greg Banse.The Market Vermont concept was the result of several e-commerce forums held by CVEDC and the VTSBDC this past year. Market Vermont will be an e-commerce engine for Central Vermont artisans to display products made in Vermont. 7th Pixel will manage the site and shopping cart as well as market the website.For more information on CVEDC or either of these projects, please contact the CVEDC office at 802-223-4654 or e-mail [email protected](link sends e-mail)CVEDC is a non-profit, citizen-oriented organization whose objectives are to provide impetus for the region’s economic development activity by 1) Promoting Central Vermont and its resources to businesses contemplating new facilities, 2) assisting the area’s existing business planning expansion, 3) providing advisory service, education and information to small businesses, and 4) improving the infra-structure necessary for economic growth. Our primary goal is to create jobs for the citizens living in Central Vermont. CVEDC also offers the services of a Small Business Specialist from its affiliation with the Small Business Development Center. CVEDC is an equal opportunity employer.last_img read more

Rev. Todd Bishop Delivers Church Unleashed

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York It’s 9 a.m. on Easter Sunday, and a few hundred people are talking amongst themselves while a pair of enormous speakers pumps a raucous electronic drumbeat into the main room of Church Unleashed’s Commack campus — a not-so-typical-Sunday at a not-your-typical-church.While the smoke machines and colored lights are being tested, Rev. Todd Bishop, 45, who co-founded the congregation with his wife, Mary, in 2008, tells me in his office that he’s nervous, which is unusual for him.“There’s a lot of technical components,” he says, referring to the production he is about to pull off — an Easter spin on The Greatest Showman, with Bishop playing a priestly version of P.T. Barnum.The church is part of the Assemblies of God, under the Protestant umbrella, which touts more than 13,000 affiliated churches nationwide.A few dozen young volunteers adapted portions of the musical to mesh with Bishop’s Easter sermon. He is technically in costume from the waist up — wearing a red trench coat with gold lace and a top hat, resting his hands on a cane.His jeans are ripped at the knee and are part of his regular attire. Bishop, who was raised in Buffalo, says he felt disconnected from church as a child. His parents divorced when he was 2, and he is endearingly quick to reveal that, at times, he is still trying to please his absent father. The youngest of three boys, he says his relationship with God made him feel less alone.“I would literally be downstairs with my G.I. Joe guys, and be preachin’ to ’em,” he says with a laugh.Perched on top of a wooded hill in a residential neighborhood, with almost no front facing windows, the former site of Commack Jewish Center looks more like an abandoned warehouse from the outside. Nonetheless, people come from all over Long Island to hear Bishop preach.“When they walk in, they’re going to get an experience,” he says. “It’s gonna feel like they’re at a concert on a Friday night.”Liz Sartorio, a congregant and volunteer from Melville, says Church Unleashed is “the best-kept secret on Long Island.”Others describe it as a place to connect with other Christians — a close-knit community that is somewhat removed from the chaos of day jobs, schoolwork and traditional friendships.“It’s different than any other church I’ve ever been to, in my entire life. It’s more of a place — not only is it Bible-based — but it’s a place where you can find out who you are,” says Alex Coutrier, of Deer Park. “We’re all looking for something in life, we’re all looking to fulfill our purpose. And I feel like, here, I found out who I was.”The first church was planted in Hicksville 10 years ago. The second, in Commack, was formed two years ago, and the Bishops just announced a third, planned for Garden City. Not only is that growth unheard of for the area, but so too is the church’s popularity with young people.Part of the reason for that could be Bishop’s willingness to unpack current events occasionally during his sermons. After the Feb. 14 school shooting in Parkland, Fla., forexample, he told the congregaion something to the effect of, “People have the right to bear arms, not arsenals.”The turnout is a testament to how much the sermons resonate with congregants.“People today are looking for spiritual leadership on some of these issues that they’re not getting,” he says.That sentiment resurfaces in his Easter opener — a pre-taped video monologue in character as “P.T. Bishop” — in which he speaks candidly about feeling inadequate, but assuring the audience that God will always satiate. The hopelessness of the times, his insecurity, his fear of failure — it is present in Bishop’s sermon, but he is sure to speak warmly to everyone, as if they’re all in on his little secret.“It’s a place to belong, much more than you have to believe,” he says of his creation. “Belief comes later.”last_img read more

4 ways to keep the grinch from stealing your good credit

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Jeanne KellyDuring the holiday season, we’re ever at risk for fraud and identity theft as we head out-and-about and online to shop. Theft of your credit cards or identity can be devastating to your credit, not to mention your finances and emotional well-being. Not something we want to happen during this joyous time of year. Here are some great tips to remember as we break out our cards over the next few weeks.1. Shop Safe OnlineBe aware that just because you can shop in the comfort and safety of your home doesn’t mean you’re not at risk for identity or credit card theft. Stay safe online by entering your credit card number in as few places as possible by using payment services such as PayPal; shop at reputable websites with names you know and trust; and avoid clicking on links sent to you in email or banner ads that could take to you websites other than where you intended to go.2. Keep an Eye on Your CardsWhen you’re out shopping at a bricks-and-mortar store, keep an eye on your credit cards and make sure store clerks are not allowed to leave your sight with your cards in hand. Also, pick-pockets are common this time of year, so make sure to keep your valuables safe when you are in public.3. Check Your StatementsChecking your bank and credit card statements regularly – even as often as every day – is a great habit to start now, if you don’t already do it. This time of year, when you’re more likely to have increased activity on your accounts, it’s especially important to review them carefully and thoroughly. Get signed up for online access so you don’t have to wait for paper statements to arrive. If you see anything questionable, you can act on it right away and resolve any problems. You can also sign up for alerts to notify you whenever a purchase goes through. continue reading »last_img read more